Book Review: Smart Money, Smart Kids


Proverbs 22:6 says...

"Train up a child in the way he should go; even when he is old he will not depart from it."

What a fitting verse to summarize the premise of Dave Ramsey and (his daughter) Rachel Cruze's book that's coming out on April 22, 2014. The official title is "Smart Money Smart Kids: Raising the Next Generation to Win with Money," but Proverbs 22:6 does a pretty good job, too.

I've been looking forward to this book coming out after hearing the buzz about it, but I'm even more excited that we are able to be apart of the official launch team for Smart Money Smart Kids. Not only did we get a sneak peak at the book, but we're able to share it with y'all as well (I imagine that's how they would say it in Nashville).

As I started diving into the book, I was immediately hooked by a story of a woman who approached Dave after a talk he gave early on in his personal finance career; she said,

"Dave, that was great information. Why don't parents teach their children about money? Why don't we teach basic money skills like this in schools? Our kids need to know this information."

I couldn't agree more! In fact, this very statement has been my mantra ever since we've decided to take control of our own finances. It's why we write about it here, and why we try to help others in our lives understand it as well.


Now that I am a parent, this book represents a lot more for myself and the family I'm trying to lead. I'm excited to finish reading the book to get even more insight into how to raise money-smart children. It's one thing to teach yourself something, but to be able to teach others, especially children, is a precious skill.

From the introduction...

"Children are sponges--they are going to absorb whatever is around them, so we need to be intentional about what surrounds them. The good news is you can choose your family tradition for the next generation. It is a choice."

This is just a taste of the beginning of the book. I'm not finished reading it, in fact, I'm only through the first few chapters, but even reading the table of contents has me excited to finish it!


If you've read other Dave Ramsey books, of course, a lot of the information might seem to be the same old story. But, it's worth reviewing now and again.

The books comes out April 22, but you can download two free chapters here (email address required). Or Pre-order by clicking the image below. Smart Money Smart Kids by Dave Ramsey & Rachel Crrze